Having a good dental plan in place can help you save money every year. You also get protection against costly emergency dental treatments that may run into the hundreds or even the thousands.
Vision insurance help cover the cost of caring for your eyes, particularly routine eye exams, prescription glasses and contacts. Some plans may also offer discounts for corrective surgery such as LASIK.
If an accident results in medical expenses your current health insurance doesn't cover, accident insurance can serve as an a financial cushion should the unexpected happen.